Major Medical/Hospital
|
United Healthcare -
Choose between Choice Plus or Choice EPO Plans
Eligible on date of hire
Unlimited lifetime maximum
Emergencies covered world-wide
National network of participating providers |
| * Choice Plus |
Medical treatment covered in or out of network
In Network:
100% coverage - $25 office visit copayment,
$750 hospital copayment
No deductibles
Out of Network:
Annual Deductible: $300 Individual/$600 Family
80% of 1st $10,000 of covered medical/hospital expenses;
100% thereafter for balance of calendar year
|
| * Choice EPO |
In Network coverage only
$15 office visit copayment, $250 hospital copyment |
Prescription Drugs
|
$10 copay- Generic at participating pharmacies
$15 copay- Preferred Brand Name at participating pharmacies
$30 copay- Non-preferred Brand Name at participating pharmacies
Mail order plan for 90-day supplies of maintenance drugs cost
2.5 times the retail copayment |
| Dental |
MetLife Insurance Company
Eligible on date of hire
100% preventive care, not subject to deductible
80% basic restorative - $25/$75 deductible
50% major restorative - $25/$75 deductible
$3,000 calendar year maximum
$2,500 lifetime maximum for orthodontic |
| Long Term Disability |
60% of your monthly salary will be paid to you after 6 months
of continuous absence due to non-work related illness or injury;
at no cost to you (excluding Visiting Scientists); eligible
on date of hire. |
| Life Insurance, Accidental
Death and Dismemberment: |
| Faculty and Administration |
2.5 times annual salary (max. $1,000,000) at no cost to you
Eligible on date of hire
Optional Coverage available at your own cost |
| -- or -- |
|
| Post Doctoral Fellows and Visiting Scientists |
$25,000 at no cost to you
Eligible on date of hire
Optional Coverage available at your own cost |
| Lab Retirement Plan |
Must be at least 21 years of age and have worked a minimum
of 1,000 hours for two consecutive years. CSHL contributes the
equivalent of 9.3% of your annual salary up to the social security
taxable wage base and 15% of your annual salary above that base.
Post Doctoral Fellows and Visiting Scientists receive a 1% contribution.
|
| Personal Savings Retirement
Plan |
You may contribute a portion of your gross salary before state
and federal taxes are withheld, thereby reducing your taxable
income. Eligible on date of hire. |
| Hyatt Legal Plan |
Discounted legal services available from participating attorneys. |
| Vision Care |
Discount vision plans available from vendors such as Cohen’s
Optical, Sterling Optical, Pearle Vision, Davis Vision and more. |
Flexible Spending Accounts
|
Save money on your out-of-pocket health care expenses up to
$3,000 per year, or on your dependent care expenses up to $5,000
per year. |
| Care24 Employee Assistance |
Information and resources, available 7 days a week/24 hours
per day, that can help you and your family identify and resolve
problems affecting emotional and physical health. |
| NYS College Savings Program |
Set up a Tuition Savings Account for future college students.
Make contributions via payroll deduction. |
| Pet Care Insurance |
Make pet care more affordable to you by electing Pet Care
Insurance. Make contributions via payroll deduction. |
| TransitChek |
This program allows employees and students to pay for New
York Metro-area commuting costs using pre-tax dollars. |
| Europ Assistance |
Provides emergency assistance for you and family members when
traveling in excess of 100 miles from home, whether on business
or for pleasure. Available at no cost to you. |
